Building now

Give your agents
a spending limit,
not a credit card.

Allowance lets you define budgets, merchant restrictions, and approval rules so your AI agents can make real purchases — safely and autonomously.

Request early access → See how it works

python

from allowance import Allowance

# Create a scoped allowance for your agent

agent_budget = Allowance.create(

  name="travel-booking-agent",

  limit=500_00,       # $500.00 per month

  merchants=["flights", "hotels"],

  require_approval_above=200_00,

)

# Agent gets scoped credentials — not your card

card = agent_budget.issue_card()

What you get

Financial guardrails, built for agents.

Every capability you need to let agents spend money without losing sleep.

Spending limits

Set per-agent budgets with daily, weekly, or monthly velocity caps. Agents can't overspend.

⊘

Merchant restrictions

Allowlist or blocklist specific merchants and categories. Your travel agent can't buy crypto.

✓

Conditional approvals

Default-deny by design: only purchases that match your rules are approved. Route larger charges to a human.

◉

Real-time monitoring

See every transaction as it happens, with a full audit trail of what each agent attempted and spent.

⚡

Instant revocation

Something wrong? Kill an agent's spending access in one API call. No delay.

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API-first

Built for developers. Create allowances, issue credentials, and check balances programmatically.

How it works

Three API calls. That's it.

Integrate in minutes. Your agent gets scoped spending credentials, not your credit card.

Define an allowance

Set a budget, spending rules, merchant restrictions, and approval thresholds via our API.

Issue credentials

Your agent gets a scoped virtual card. It can only spend within the rules you defined.

Agent operates safely

Every transaction is checked against your policies in real time. Out-of-scope spending is blocked.

Use cases

What your agents can do
with an allowance.

🔑

Buy API credits and services

Your agent purchases API keys, tops up credits, or pays for services it needs — with a capped budget and approved vendors only.

☁️

Provision cloud infrastructure

An agent spins up servers, databases, and services on AWS or GCP — capped at a monthly spend limit per environment.

✈️

Book travel end-to-end

A travel agent searches, compares, and books flights and hotels — within a per-trip budget and approved airlines only.

🛒

Manage subscriptions

An agent evaluates, trials, and subscribes to tools — with category restrictions and approval for annual plans.

Give your agentsa spending limit,not a credit card.